Open a Checking Account and Skip Your Next Auto Loan Payment!*
As a valued member of Mutual 1st Federal, we want you to make the most of your membership by opening one of our rewards checking accounts.
How It Works
Click the Open Account button below, which will take you to our checking account page. Choose the account that fits your needs and simply open it online to skip your next loan payment.* Call 402-807-5989 to speak with a representative or visit one of our convenient branch locations. It’s that easy!
Added Bonus
Skip an additional auto loan payment when you add direct deposit to your new checking account!** Simply receive a minimum monthly direct deposit of at least $500 within the first 30 days of opening your new checking account to qualify. It’s our way of saying thank you for being a member!
Frequently Asked Questions
Answers to the most common questions about the Skip-A-Payment offers, along with other important information.
Is Mutual 1st Federal Credit Union really going to allow me to skip my next loan payment when I open a new checking account?
Mutual 1st Federal Credit Union values the relationship we have with our members and wants to be your primary banking institution. This offer of skipping your next loan payment is an example of how much we appreciate our relationship with our long-term members.
How do I apply?
You have 3 options to apply:
- Complete the application by clicking on the Open Account button below.
- To speak to a representative, call 402-807-5989, and they can assist you over the phone.
- Stop by your nearest branch or make an appointment, and one of our representatives can assist you.
Is there a fee to apply?
There is no fee to apply. The normal $50 fee is waived with these Skip-A-Pay offers.
Will this affect my credit?
No. We do not perform a credit check for this promotional offer. The skip-a-payment offer is not considered a late or delinquent payment. You should have no adverse effect on your credit score.
Will I receive a debit card?
Yes, you will receive a debit card 7-10 business days after the account opening process is completed. You are also able to order checks with your new checking account.
Is my personal information secure?
Mutual 1st Federal Credit Union and our marketing partner take the security of your personal information seriously. Please review our privacy policy on our corporate website for details.
Do you have a branch located near me?
If you would prefer to meet with someone in person, our branch locations, hours of operation, and schedule information are listed on our locations page.
How do I manage my accounts at Mutual 1st Federal?
First-time users can easily sign up for online and mobile banking on our website or download our app to get started. It’s quick and simple.
Need Further Assistance?
We hope you find our application easy, but we’re happy to help if needed — give us a call at 402-807-5989 or stop by one of our convenient locations, and our representatives will be able to assist you.
Find a Branch
Contact Us
Appointment
Need to sign up for online banking? Click Here.
Para hablar con uno de nuestros representantes en español por favor llámenos al 800-914-7536.
*A minimum deposit of $5.00 is required to open a new Kasasa Cash® or Kasasa Cash Back® checking account. Interest and payment protection fees will continue to accrue during any Skip-A-Pay period.
Each member is eligible for one new checking account-related bonus. This offer applies only to the Skip-A-Pay Program. The standard $50 Skip-A-Pay fee is waived with this promotional offer. Eligibility is subject to payment history — all loans with Mutual 1st Federal Credit Union must be current and in good standing.
Finance charges and voluntary insurance will continue to accrue during the deferral (“no payment”) period. If your loan includes Guaranteed Asset Protection (GAP), a skipped payment may reduce future benefits. Skipping a payment will increase the total finance charges over the life of the loan. Members may not qualify for this offer if they have used Skip-A-Pay within the past six months or have received a hardship deferral.
This promotion is not available to existing Mutual 1st Federal Credit Union checking account holders or to members whose checking accounts have been closed within the past 90 days or closed with a negative balance. Account opening is subject to approval.
Kasasa Cash and Kasasa Cash Back checking accounts offer rewards when monthly qualifications are met:
– At least one direct deposit or ACH transaction,
– At least 15 debit card purchases of $8 or more per month,
– Enrollment in e-statements.
There is no penalty if monthly qualifications are not met. Only one Kasasa checking account is allowed per Social Security Number. There are no monthly maintenance fees and no fees to open or close the account. For additional terms and conditions, visit www.mutualfirst.com or speak with a Mutual 1st Federal Credit Union representative.
**To receive the second Skip-A-Pay offer, your new checking account must receive a qualifying direct deposit of $500 or more within the first 30 days of account opening. Direct deposit must be made by a payroll provider or government benefits provider using the ACH network. Person-to-person payments (such as Zelle®) do not qualify as direct deposits.
Important: You must continue making loan payments until we confirm your Skip-A-Pay has been approved. If Mutual 1st Federal Credit Union initiates your automatic loan payments, the eligible payment(s) will be deferred for the approved month. If you have set up a recurring payment through online or mobile banking or an external bill payment service, you will need to cancel or adjust that payment manually for the affected month. This offer is a limited-time promotional benefit and is not required to maintain your existing loan or membership. Offer expires August 1, 2025.
Zelle® is a registered trademark of Early Warning Services, LLC